Read our tips on what to do and say before calling reconsideration. It does not store any personal data. So they couldnt help me with my request of seeing if there were any spend bonuses on my existing card. We will only recommend the products that we believe are the best fit for you, the consumer. I called this number and waited for 2 hours but nobody picked up my call. EDIT: Thanks to whoever gilded me! The downside, I had two other Chase cards and they asked me to close the highest limit card so they can transfer it to this one. Warrants Of City Midland. There are plenty of reports of Chase pulling your credit report again if you wait near that long. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. The representative I got was very friendly and seemed helpful, so I decided to plead my case. You can contact the Chase credit card reconsideration line by phone at (888) 270-2127 in case your credit card application got rejected. 2 weeks is good. After you log in to your account, click on the menu icon in the upper left corner, then scroll down to Application Status. I did get transferred to another department though. Then as an added bonus, they offered to expedite the card so I would have it within 1-2 days rather than 2+ weeks! Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. Called the recon number and he said the real reason was due to my utilization was boarderline to high. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. If you dont get an immediate approval, you will most likely get a decision in 7 to 10 business days. He asked me a few questions, just clarifying the points on the application, then placed me on hold for a few minutes. The Chase business reconsideration line phone number is 1-800-453-9719 and it is usually open 1pm to 10pm Monday through Friday. Now I can make my travel plans! All financial products, shopping products and services are presented without warranty. All banks have rules about how often you can apply for credit cards. Bk was discharged early 2011. Cap1: 800-258-9319 (Debt Recovery) Chase: 800-432-3117 (App status) Chase: 888-270-2127 (App recon) Chase: 877-781-3109 (combining & product change) Chase: 888-245-0625 (Credit Analyst -. How long have you had the Chase Mastercard for? If you ask for a higher credit limit, most issuers will do a hard "pull," or "hard inquiry," of your credit history. Do you ask for a higher limit? More details on software and accessibility are available at WebAIM.org. And belated thanks to my girlfriend fiance wife for the design help. You can check your status online if you are a current Chase customer. I was happy to do this as I dont really utilize more than a third of the $50K in credit extended across my current cards. I know you can apply at a branch office - 3313820 Apparently adding my wife of a different last name held up the process. Interested in finding out the top travel credit cards for this month? Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Call the automated status line at 1-800-432-3117, and follow the prompts. I'm just curious when to cancel the card and get my deposit back? Note:Chase no longer allows you to shift credit between business and personal credit cards. Telephone: 1-877-470-9042 Will you please let me know the number for confirmation. Phone call to Chase? This bonus value is an estimated valuation. This cookie is set by GDPR Cookie Consent plugin. Your email address will not be published. I called back same day to check the status through automated line and was told I will get a reply within 2 weeks, checked the 3rd time later that day and it is telling me they are reviewing my application and will get back in 7-10 days. (877) 721-9405 Personal Application Status Line I called the reconsideration number and was able to have them take a second look at it. The business hours are 8am to 5pm EST, M-F. EST. Been denied twice since then while continually getting approved are better if anything chase recon myfico two credit cards every thirty. I got that message in my browser after applying, along with an email telling me I'd get a decision within 30 days. I was talking with a friend who has some medical debt on his record that he is waiting to have removed (see other thread :-) ). I've done this successfully with Wells Fargo. Creditaddict..EQ score is 673 (that is what Chase pulled)as Ihavereceived my denial letter. Well he said ok they'd take another look if I called back and do a soft pull. Hi! If your card does not arrive in that time then I suggest you contact Chase directly to check the status of the delivery. That worked, immediately. (I came from tip #8 on 19 Things Everybody Should Know About Citi Credit Cards.). The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. in that case, call back again, and get a different rep in the back door #'s. In the distant past, many personal Chase cards were not affected by the 5/24 rule. A menu will pop up along the left side of your screen. good luck. Hi@Tnetsirk200and welcome to the forums. Some people still get approved even after receiving the 7 to 10 day message (usually by verifying their ID), so you could wait until youre officially denied before calling in. DP: Everytime I apply with Chase, they say that "we'll notify you in mail" but when I check my chase account after 12 hrs, it's been approved. If the automatic status checker changes and tells you that youll be notified in 7 to 10 days, this almost always means that you will be denied. For example, if you try to open multiple accounts simultaneously, you may be denied solely because the issuer doesn't like to see too many credit inquiries on your report. Thats great to hear! (800) 625-7866 Application Services Line If you've established a solid repayment history, let them know. Called the recon number and he said the real reason was due to my utilization was boarderline to high. Thanks for Applying. You can help support this site by using our links to Amazon & eBay. When I call the (800) 432-3117, it asks for your SSN. Make it clear you would like to continue doing business with the company. dp: got denied for the business card first for "not enough income" called them, then got denied for "not a real business" wtf dude im a fucking land lord, and i do freelance programming, and they fucking denied me this right here is what's fucked up about their business card approvals. Manage your credit card applications in one convenient place. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. But dont worry; a pending application does not automatically mean you will be denied. LatterManufacturer65 . The cookie is used to store the user consent for the cookies in the category "Performance". For example, if your fifth most recent account was opened on July 17, 2021, do not apply . Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. Good luck, but to be honest I wouldnt hold your breath on the recon. Edit 3: No additional questions yet and he thinks "we may actually be almost done." Just answer a few questions and we'll narrow the search for you. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. That number still works for me. Thanks. (800) 288-4653 Business Application Status and Reconsideration Line I would suggest trying it again. Reminder: You do NOT receive an intro bonus when you product change. (800) 695-5171 Personal Application Status and Reconsideration Line Honestly I would just leave it alone. How long can you wait to call reconsideration? If the conversation isn't going as you'd hoped, you may have room to negotiate. This website uses cookies to improve your experience while you navigate through the website. What you do is lower your credit limit on a given Chase credit card or even on multiple Chase cards so that you free up some credit line for a new card. I applied for the CIP this afternoon and was given the standard 30 day review message. I then called the reconsideration line and was immediately approved. Keep in mind that we cannot guarantee we will change our decision. See my special tips for business calls further below. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Details: Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. It's been our experience that applicants who were not approved for a new account at one time may qualify in the future. We look forward to speaking with you. Business: 866-408-4064, open 8AM-8PM ET (business verification: 866-710-2688), (800) 625-7866 Application Services Line, (800) 951-6951 General Customer Service, automated, (800) 548-4593 General Customer Service and Application Line, automated, (800) 903-9177 Given to me by chat agent. To check the status of personal credit cards using the automated system, call the status line phone number: 1-800-432-3117. 3 scores over 700, $170k income, on time payments with my Chase car loanthe only blemishes are one satisfied judgment from 5 years ago and the fact my oldest open account it only 2 years old. Are you just here to complain? Its generally recommended for people who have a lot of inquiries because those people will probably not be auto-approved. Picks. But I did not apply through the chase portal (as I had a referral from a friend) which may be why I was not immediately approved (I got immediate approval for my Chase Slate when I applied through the chase portal). Chase: 888-245-0625 (Credit Analyst - Recons). You can check your application status online if you are already a Chase customer. Directions Sulfur Plant. Ill walk you through some of the messages that you might receive whenever your credit card application is not automatically approved and give you some guidance on what route you should take based on the message you receive. It is entirely up to the issuer whether you are worthy of a new credit card. I never did get an inquiry alert. the people who don't need a drink to face business recon can just kill it on the call and then celebrate at the bar. But note that these agents can usually see the last time you called in and the notes on that conversation. They were not in the bk. Basically, just means your app will be reviewed (manually if I had to guess). Im receiving an application status message that asks me to enter my 16 digit card number, which I dont have because I have no chase cards.
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